Calculate exact Swiggy Instamart fees including inwarding, storage, fulfillment, packaging & commission
Swiggy Instamart charges a category commission of roughly 18-28% of MRP, plus inwarding, storage, fulfilment and packaging fees, before GST. Blended take-rate on a ₹200 impulse SKU usually falls between 30% and 38%, so price with at least a 45% gross margin cushion.
Source: SW Cybernetics operating benchmarks, 2026 — swcybernetics.in/press/methodologyStorage fee: ₹0.75/day (1-21 days), ₹1/day (22-45), ₹1.5/day (45+)
Swiggy Instamart uses category + price-based commission rates:
Your Settlement Amount
165.29
per unit after all Swiggy Instamart deductions
₹45.29
Net Profit
18.19%
Margin
37.74%
ROI
33.62%
Take Rate
Platform Commission (6%)
Category + price-based variable rate
₹14.94
Inwarding Fee
Warehouse receiving charge
₹4
Storage Fee (12 days)
Dark store storage charges
₹9
Fulfillment Fee
Pick, pack & last-mile delivery
₹40
Packaging Fee
Per-unit packaging charge
₹3
Total Fees (excl. GST)
₹70.94
GST on Fees (18%)
Tax on platform fees
₹12.77
Total Deductions
₹83.71
* Fees are based on 2026 Swiggy Instamart seller rates and may vary based on your agreement. Total take rate typically ranges 25-40%. Contact Swiggy Instamart for exact rates.
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Swiggy Instamart seller fees for 2026: category and price-based commission from 2% to 18%, ₹4 per unit inwarding, ₹40 per unit fulfilment, ₹3 packaging, tiered storage from ₹0.75 per unit per day, ₹45 customer return fee and 18% GST on fees.
| Category / price band | Commission | Notes |
|---|---|---|
| Grocery & Staples | 2% up to ₹300 · 5% up to ₹600 · 8% above | Cheapest category on Instamart |
| Snacks & Beverages | 3% up to ₹200 · 6% up to ₹500 · 10% above | Highest-volume category |
| Personal Care & Beauty | 5% up to ₹400 · 10% up to ₹800 · 15% above | Premium bands cost more |
| Baby Care | 4% up to ₹500 · 8% up to ₹1,000 · 12% above | Mid band |
| Home Essentials & Cleaning | 6% up to ₹500 · 12% up to ₹1,000 · 18% above | Top commission slab |
| Fee | Amount | When it applies |
|---|---|---|
| Inwarding fee | ₹4 per unit | On receipt at the Instamart dark store |
| Fulfilment fee | ₹40 per unit | Pick, pack and delivery |
| Packaging fee | ₹3 per unit | Charged per shipped unit |
| Storage fee (day 1–21) | ₹0.75 per unit per day | First storage tier |
| Storage fee (day 22–45) | ₹1.00 per unit per day | Second storage tier |
| Storage fee (day 46+) | ₹1.50 per unit per day | Ageing inventory tier |
| Customer return fee | ₹45 per returned unit | Applied on customer returns |
| GST on fees | 18% | 18% GST applies on all platform fee components, not on product value. |